Joseph Biondolillo is the Founder and President of BiondFinancial, an independent financial planning and wealth management firm specializing in comprehensive wealth planning and advanced planning strategies for affluent families, entrepreneurs, corporate executives, , private investors, and real estate investors. Since entering the financial services industry in 1998, Joseph has built one of the nation's premier planning practices by helping clients preserve wealth, minimize taxes, protect their businesses, and create lasting family legacies. Joseph's practice focuses on comprehensive wealth planning, estate planning, business succession planning, retirement income strategies, tax-efficient wealth transfer, executive compensation planning, investment strategy coordination, liquidity and risk management, and advanced planning solutions. Working collaboratively with clients' attorneys, accountants, investment professionals, and other trusted advisors, he coordinates sophisticated planning strategies tailored to each family's unique financial objectives. Today, Joseph serves as the lead strategist for many of his clients, coordinating their legal, tax, investment, insurance, lending, and business planning professionals into a single, comprehensive wealth management process.
In addition to leading BiondFinancial, Joseph has extensive experience in residential and commercial real estate. His experience enhances his ability to guide clients in financing, asset protection, tax strategy, succession planning, and multi-generational wealth preservation. His practical experience helps clients evaluate how real estate investments may complement their broader financial and legacy planning goals. Education has always been the cornerstone of Joseph's philosophy. Rather than simply recommending financial products or investment strategies, he believes informed clients make better long-term decisions. This educational approach has become the foundation of BiondFinancial's client experience and has established the firm as a trusted resource for families and business owners seeking comprehensive financial guidance. Joseph is recognized nationally as one of the country's leading financial professionals. He has qualified for the Million Dollar Round Table's prestigious Top of the Table, an honor reserved for approximately the top 0.2% of financial professionals worldwide. From 2013 through 2017, he was recognized by The Guardian Life Insurance Company of America as its #1 Broker Nationwide, and in 2025 was recognized as Guardian's #1 Financial Representative Nationwide. Joseph has served on The Guardian Life Insurance Company's Executive Committee on five separate occasions. He is also a sought-after speaker and moderator, frequently leading executive discussions featuring C-suite executives from major Fortune 100 financial services organizations while educating financial professionals on advanced planning strategies, leadership, and practice management. Committed to continual professional development, Joseph completed advanced coursework through the College for Financial Planning and the Exit Planning Institute, earning the Certified Exit Planning Advisor (CEPA®) designation. He is an active member of Finseca, the nation's leading advocacy organization dedicated to advancing financial security through public policy, professional development, and consumer education. Joseph has been recognized multiple times by Forbes/SHOOK Research as one of the nation's leading Financial Security Professionals, including ranking #23 nationally in 2026, #3 in New Jersey in 2026, and #8 in New Jersey in 2022. He was also recognized as a 2023 NJBIZ Leader in Finance and named a 2014 Staten Island Economic Development Corporation (SIEDC) 20 Under 40 honoree. Throughout his career, Joseph has trained and mentored dozens of financial professionals while helping families, business owners, and entrepreneurs navigate complex financial decisions. He serves on the Board of Directors of the Emergency Children's Help Organization (ECHO) and actively supports numerous charitable organizations dedicated to education, healthcare, and community development. A graduate of St. John's University, Joseph continues to lead BiondFinancial with a simple philosophy: educate first, advise second, and always place the client's long-term interests at the center of every recommendation. Through an integrated approach to wealth management, estate planning, business succession, tax strategy, and real estate investing, he helps clients build, preserve, and transfer wealth with confidence across generations.
Professional Highlights
- Founder & President, BiondFinancial
- Financial Services Professional since 1998
- Certified Exit Planning Advisor (CEPA®)
- Forbes/SHOOK Top Financial Security Professional – #23 Nationwide (2026)
- Forbes/SHOOK – #3 in New Jersey (2026)
- Forbes/SHOOK – #8 in New Jersey (2022)
- Guardian Life #1 Financial Representative Nationwide (2025)
- Guardian Life #1 Broker Nationwide (2013–2017)
- Five-time Member, The Guardian Life Insurance Company Executive Committee
- Million Dollar Round Table – Top of the Table
- 2023 NJBIZ Leader in Finance
- 2014 SIEDC 20 Under 40
- Member, Finseca
Investment Adviser Representative of Park Avenue Investment Advisory, LLC (PAA). OSJ: 101 Crawfords Corner Road, Suite 2405, Holmdel, NJ 07733, 732-908-0070. Investment advisory and fee-based planning services offered through PAA. PAA is an indirect, wholly owned subsidiary of The Guardian Life Insurance Company of America and is located at 10 Hudson Yards, New York, NY 10001. PAA is registered with the Securities and Exchange Commission as an investment adviser. Financial Representative of The Guardian Life Insurance Company of America (Guardian), New York, NY. BiondFinancial is not an affiliate or subsidiary of PAS, PAA or Guardian. AR Insurance License Number - 12821376, CA Insurance License Number - 0I32947.
This award is not issued by Guardian or its subsidiaries. The annual Forbes ranking of Top Financial Security Professionals List is based on criteria developed and obtained by SHOOK Research, LLC. No compensation was provided in connection with obtaining this rating; however, advisors may choose to pay fees to Forbes and Shook for premium listing features; including, usage rights of the ranking logo. Past performance is not an indication of future results.
Million Dollar Round Table is endorsed by but not affiliated with Guardian or its subsidiaries. Applicants must annually qualify for membership based on productivity and pay an annual fee. 9061568.1 Exp 08/28