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The Biond Financial Team

At the Biond Financial, we help our clients protect, save and grow their financial wealth. Our goal, through our process, is to show each client the whole picture from a macroeconomic standpoint so they can build and protect their wealth while taking control of their economic future.

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Joseph Biondolillo

President & Founder

Joseph Biondolillo is the Founder and President of BiondFinancial, an independent financial planning and wealth management firm specializing in comprehensive wealth planning and advanced planning strategies for affluent families, entrepreneurs, corporate executives, , private investors, and real estate investors. Since entering the financial services industry in 1998, Joseph has built one of the nation's premier planning practices by helping clients preserve wealth, minimize taxes, protect their businesses, and create lasting family legacies.  Joseph's practice focuses on comprehensive wealth planning, estate planning, business succession planning, retirement income strategies, tax-efficient wealth transfer, executive compensation planning, investment strategy coordination, liquidity and risk management, and advanced planning solutions. Working collaboratively with clients' attorneys, accountants, investment professionals, and other trusted advisors, he coordinates sophisticated planning strategies tailored to each family's unique financial objectives.  Today, Joseph serves as the lead strategist for many of his clients, coordinating their legal, tax, investment, insurance, lending, and business planning professionals into a single, comprehensive wealth management process.

In addition to leading BiondFinancial, Joseph has extensive experience in residential and commercial real estate. His experience enhances his ability to guide clients in financing, asset protection, tax strategy, succession planning, and multi-generational wealth preservation. His practical experience helps clients evaluate how real estate investments may complement their broader financial and legacy planning goals.   Education has always been the cornerstone of Joseph's philosophy. Rather than simply recommending financial products or investment strategies, he believes informed clients make better long-term decisions. This educational approach has become the foundation of BiondFinancial's client experience and has established the firm as a trusted resource for families and business owners seeking comprehensive financial guidance.  Joseph is recognized nationally as one of the country's leading financial professionals. He has qualified for the Million Dollar Round Table's prestigious Top of the Table, an honor reserved for approximately the top 0.2% of financial professionals worldwide. From 2013 through 2017, he was recognized by The Guardian Life Insurance Company of America as its #1 Broker Nationwide, and in 2025 was recognized as Guardian's #1 Financial Representative Nationwide.  Joseph has served on The Guardian Life Insurance Company's Executive Committee on five separate occasions. He is also a sought-after speaker and moderator, frequently leading executive discussions featuring C-suite executives from major Fortune 100 financial services organizations while educating financial professionals on advanced planning strategies, leadership, and practice management.  Committed to continual professional development, Joseph completed advanced coursework through the College for Financial Planning and the Exit Planning Institute, earning the Certified Exit Planning Advisor (CEPA®) designation. He is an active member of Finseca, the nation's leading advocacy organization dedicated to advancing financial security through public policy, professional development, and consumer education.  Joseph has been recognized multiple times by Forbes/SHOOK Research as one of the nation's leading Financial Security Professionals, including ranking #23 nationally in 2026, #3 in New Jersey in 2026, and #8 in New Jersey in 2022. He was also recognized as a 2023 NJBIZ Leader in Finance and named a 2014 Staten Island Economic Development Corporation (SIEDC) 20 Under 40 honoree.  Throughout his career, Joseph has trained and mentored dozens of financial professionals while helping families, business owners, and entrepreneurs navigate complex financial decisions. He serves on the Board of Directors of the Emergency Children's Help Organization (ECHO) and actively supports numerous charitable organizations dedicated to education, healthcare, and community development.  A graduate of St. John's University, Joseph continues to lead BiondFinancial with a simple philosophy: educate first, advise second, and always place the client's long-term interests at the center of every recommendation. Through an integrated approach to wealth management, estate planning, business succession, tax strategy, and real estate investing, he helps clients build, preserve, and transfer wealth with confidence across generations.

Professional Highlights

  • Founder & President, BiondFinancial
  • Financial Services Professional since 1998
  • Certified Exit Planning Advisor (CEPA®)
  • Forbes/SHOOK Top Financial Security Professional – #23 Nationwide (2026)
  • Forbes/SHOOK – #3 in New Jersey (2026)
  • Forbes/SHOOK – #8 in New Jersey (2022)
  • Guardian Life #1 Financial Representative Nationwide (2025)
  • Guardian Life #1 Broker Nationwide (2013–2017)
  • Five-time Member, The Guardian Life Insurance Company Executive Committee
  • Million Dollar Round Table – Top of the Table
  • 2023 NJBIZ Leader in Finance
  • 2014 SIEDC 20 Under 40
  • Member, Finseca

Investment Adviser Representative of Park Avenue Investment Advisory, LLC (PAA). OSJ: 101 Crawfords Corner Road, Suite 2405, Holmdel, NJ 07733, 732-908-0070. Investment advisory and fee-based planning services offered through PAA. PAA is an indirect, wholly owned subsidiary of The Guardian Life Insurance Company of America and is located at 10 Hudson Yards, New York, NY 10001. PAA is registered with the Securities and Exchange Commission as an investment adviser. Financial Representative of The Guardian Life Insurance Company of America (Guardian), New York, NY. BiondFinancial is not an affiliate or subsidiary of PAS, PAA or Guardian. AR Insurance License Number - 12821376, CA Insurance License Number - 0I32947.

This award is not issued by Guardian or its subsidiaries. The annual Forbes ranking of Top Financial Security Professionals List is based on criteria developed and obtained by SHOOK Research, LLC. No compensation was provided in connection with obtaining this rating; however, advisors may choose to pay fees to Forbes and Shook for premium listing features; including, usage rights of the ranking logo. Past performance is not an indication of future results.

Million Dollar Round Table is endorsed by but not affiliated with Guardian or its subsidiaries. Applicants must annually qualify for membership based on productivity and pay an annual fee. 9061568.1  Exp 08/28

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Amanda Robinson

Vice President, Operations & Client Relations

As Vice President of Operations & Client Relations at BiondFinancial, Amanda Robinson plays an integral role in the firm's strategic growth, operational excellence, and commitment to delivering an exceptional client experience. Since joining the firm in 2019, Amanda has been instrumental in strengthening its operational infrastructure, streamlining business processes, and implementing efficiencies that support continued growth while preserving the personalized, relationship-driven service that defines BiondFinancial.

With a strong focus on operational strategy, organizational development, and client relationship management, Amanda oversees the firm's day-to-day operations while helping shape the systems, processes, and service standards that support its long-term success. Her leadership extends across multiple facets of the business, including client service, operational efficiency, technology integration, team development, and coordination with the firm's professional and strategic partners.

Recognized for her proactive leadership, attention to detail, and unwavering commitment to excellence, Amanda takes pride in creating a seamless and highly personalized experience for every client. She believes that exceptional service is built on trust, responsiveness, and meaningful relationships. Equally committed to the success of her colleagues, she fosters a collaborative, solutions-oriented environment that encourages professional development, accountability, and continuous improvement.

Amanda holds Life and Health Insurance Producer licenses in both New Jersey and New York and is a commissioned Notary Public in the State of New Jersey. Her professional knowledge, operational expertise, and dedication to client relationships contribute to BiondFinancial's ability to deliver the high level of service and individualized attention its clients expect and deserve.

Outside of her professional responsibilities, Amanda values spending quality time with her husband, children, and extended family. Whether enjoying the Jersey Shore, supporting her children's activities, or creating lasting family memories, she remains deeply committed to the people and relationships that matter most. Her appreciation for family reinforces her belief in the importance of thoughtful planning, financial security, and protecting what matters most.

Amanda remains committed to fostering meaningful client relationships and ensuring that every interaction reflects BiondFinancial's dedication to personalized service and excellence. She welcomes the opportunity to connect and can be reached directly at amanda.robinson@biondfg.com or 732-852-7020.

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Peter Vitale

Investment Advisory Representative

Peter Vitale, a seasoned Financial Advisor at BiondFinancial, has a history of success in the Financial and Insurance industries, specializing in Investment Strategies and Special Care planning with over 20 years of experience.

Peter is licensed in Life & Health in New York, New Jersey, Florida, and Pennsylvania.

In addition to his professional memberships, Peter is also a member of the Life Underwriter Training Council Fellow and National Association of Financial Advisors.

Peter’s goal is to guide clients towards financial independence and longevity by setting necessary benchmarks. He does this by ensuring a step-by-step approach to clearly develop and explain the overall planning process for each client's understanding and needs.

Peter resides in Staten Island, NY, with his wife, Kathleen, and their two children.

Registered Representative and Financial Advisor of Park Avenue Securities and Financial Representative of Guardian.

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Nicholas Franco

Investment Advisory Representative

Nicholas has been fulfilling his passion in the financial services industry by educating high-level executives, families, and other professionals for nearly 20 years. Growing up in a family that had deep roots and a long history on Wall Street, Nicholas followed in his father’s footsteps and got into financial services at a very young age.

Nicholas has helped clients from across the country reach their wealth creation objectives at a variety of large and reputable institutions such as Wells Fargo Financial and Foresters Financial Services to name a couple.  In his previous role, Nicholas was the Regional Vice President for a multi-billion-dollar mutual fund family. His past experiences in the business world have helped build the foundation for his present role as Director of Client Services at BiondFinancial.

Nick has presented extensively at financial industry workshops as a thought leader. He is regularly called to speak on various topics including capital markets, risk mitigation, Social Security planning, college planning, and retirement income strategies.

Nicholas is a graduate of Monsignor Farrell High School and attended St. John’s University. He currently holds a life insurance license in the states of New York and New Jersey. Lastly, he is FINRA registered in Series 7, Series 63, and Series 65. He is an avid football and hockey fan and currently residesin West Long Branch, NJ.

Registered Representative of Park Avenue Securities LLC (PAS). Investment Adviser Representative of Park Avenue Investment Advisory,LLC (PAA). Financial Representative of The Guardian Life Insurance Company of America (Guardian), New York, NY. AR Insurance License Number - 16626276, CA Insurance License Number - 4425422.

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John Palmeri

Investment Advisory Representative

John Palmeri is a Financial Advisor, specializing in investment and planning strategies with six years of experience in the financial and insurance industries.

John is a graduate of City University College of Staten Island. He currently holds life, accident, and health insurance licenses in the states of New York, New Jersey, and Texas. John is FINRA Registered Series 6 and Series 63.

John enjoys spending time with his family and friends during his down time. He resides in Staten Island, NY.

Registered Representative and Financial Advisor of Park Avenue Securities and Financial Representative of Guardian.

 

 

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Michael Howley

Financial Representative, Manager

Michael grew up in Monmouth County, New Jersey where he attended Christian Brothers Academy. He graduated from Flagler College with a B.B.A in Business Administration and Finance. Michael is a motivated entrepreneur who has worked in the financial industry throughout his post-college years gaining knowledge and insight from companies such as AIG and Merrill Lynch Wealth Advisors. 

Michael transitioned from a career in corporate finance to pursue a more meaningful client-focused practice. He specializes in the integration and coordination of assets via wealth building and protection strategies for individuals, families, and business owners. His key planning areas include cash flow management, college funding, retirement planning, protection planning, estate planning, distribution planning, risk management, and charitable giving. Michael is a Leaders Club and Christopher Ferrara award recipient. 

Michael resides at the Jersey Shore and is an avid runner, passionate New York Yankees & Notre Dame football fan, a super networker, and most importantly enjoys spending time with his family and friends. 

Financial Representative of Guardian. CA Insurance License #0M04135.


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Steven Francione

Financial Representative

As an Associate at BiondFinacial, Steven works alongside senior financial professionals to strategize long-term financial strategies and provide a smooth and engaging client experience. He understands that no two lives are the same. His approach includes listening in detail to each client's situation and creating a personal strategy. Steven specializes in client onboarding and retirement strategies and hopes to provide clients with a reassuring voice and long-term values. 

Steven graduated from West Chester University of Pennsylvania with a major in Business Management. He currently holds life, accident, and health insurance licenses in the states of New Jersey and New York. He also holds a FINRA Series 6 registration. In his free time, Steven enjoys spending time with his family, friends, and pets, while enjoying outdoor activities such as hiking, surfing, and fishing. 

Financial Representative of The Guardian Life Insurance Company of America (Guardian), New York, NY. BiondFinancial, LLC is not an affiliate or subsidiary of Guardian.

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Lucille Cimorelli

Office Manager

Lucille has worked in the accounting and financial industries for 44 years. She is the smiling face and bubbly personality you will be greeted by when you visit us at our Staten Island office. Lucille is responsible for managing our administrative operations in the Staten Island office. Lucille resides on Staten Island with her husband Gaetano, and has two sons.

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Alex Asfar

Client Relationship Manager

Alex aspired to engage in a profession that would enable him to assist others, which he holds in high regard. His diligent work ethic and drive to excel are evident in his approach to work, and he utilizes his management and communication experience to achieve success.

At BiondFinancial he specializes in maintaining client relationships and enhancing the client's experience with Biond Financial. Alex brings a unique blend of intelligence and personal touch to each client interaction. He focuses on wealth preservation and understanding the aspirations that fuel it. The client experience under Alex's guidance transforms into a tailored arrangement where financial goals become shared ambitions. 

Alex lives in Red Bank, New Jersey, and received his BA degree from Monmouth University. During his free time, Alex enjoys fishing, golfing, and spending time with his family and friends.

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Sarah D'Agostino

New Business Specialist

Sarah joined BiondFinancial in 2022, bringing more than a decade of administrative experience to the firm. As the firm's New Business Specialist, she is dedicated to providing a seamless and efficient client onboarding experience, working closely with advisors, clients, and carrier partners to coordinate the processing of new business. With a strong attention to detail and a proactive approach, Sarah helps ensure each case is handled accurately and progresses smoothly from submission to completion.

Sarah studied Business Marketing at Merrimack College in North Andover, Massachusetts. Originally from Rhode Island, she relocated to New Jersey more than 11 years ago and now resides in Red Bank.

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Kevyn Martinez   

Wealth Management Client Associate 

Kevyn Martinez is a Client Wealth Management Associate with five years of experience in the financial services industry and holds his FINRA Series 7 registration. In his role, Kevyn works closely with clients to provide personalized support, assist with account management, and help coordinate the many details involved in the financial planning process.

Known for his attentive and personable approach, Kevyn is committed to providing clients with a high level of service and ensuring they feel informed, supported, and valued. He takes pride in building lasting relationships and creating a seamless client experience while supporting the firm’s advisors in helping clients pursue their long-term financial goals.

Outside of the office, Kevyn enjoys traveling, fishing, and spending quality time with his family and friends.

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Allison Cavalieri

Administrative Assistant

Allison Cavalieri joined the firm in 2026 as an Administrative Assistant, bringing with her extensive experience in the financial services industry. Throughout her career, Allison has held a variety of roles spanning administration, client service, marketing, and communications, most recently serving as Director of Communications.

As the first point of contact for guests visiting our Red Bank, New Jersey office, Allison is committed to creating a welcoming, professional, and comfortable experience for every client and visitor. She also plays an important role in the day-to-day operations of the firm, providing administrative support to our sales and operations teams while helping ensure the office runs smoothly and efficiently.

With her diverse industry background, attention to detail, and client-focused approach, Allison is a valued member of the team and contributes to the high level of service our clients have come to expect.

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