Our 4 Step Client Experience:
Process-Driven Financial Strategies vs Product-Driven Strategies
Your Foundation
Where the experience begins. We start with a conversation to understand your financial life, goals, opportunities, and deficiencies.
- Your Financial Mindset
- Your Financial Junk Drawer
- Your Life & Wealth Goals
- How Money Works
- How to Increase the Velocity of Your Money
Your Financial Blueprint
Creating strategies to integrate and coordinate your assets efficiently to achieve your financial goals.
- Organize Your Financial Junk Drawer
- Model Strategy - 27 Components (Your Financial MRI)
- Macro Financial Strategies vs. Micro Financial Strategies (Process vs Product)
REVIEW THESE FINANCIAL Strategy MYTHS:
- When I pay back a 401k loan, I am paying myself interest
- Retire early - use a 401k
- Fund education - start 529 plan
- Need life insurance - buy term
- 15 yr amortization > 30 yr amortization
- Low deductibles means cheaper insurance
- Promote unsecure debt
- LI is no longer needed in retirement
- The real value of actual vs annual rate of return
- Real Estate not accepted asset class
- Risk minimization via investment asset diversification
Your Strategy Implementation
Implementing and engineering what will be most efficient in helping you achive your financial goals.
- Help Protect Your Wishes and Dreams
- Help Protect Your Assets & Income Earning Ability
- Implement Velocity of Money Techniques
- Implement Financial Efficiency
- Implement Efficient Cash Flow & Debt Management
Managing Your Progress
Systematically managing your financial blueprint. The client experience never ends.
- Plan for Only Constant…Change
- Proactive Financial Strategies vs Reactive
- Re-calibrate Cash Flow
- Annual Recapture of Efficiencies
- Annually Update Income Savings Rates
